Born into slavery
We are born into slavery. The education system is built so you never escape poverty. Be grateful for at least two days off per week — there were different calendar options. But you never have time to think about what’s going on. Retirement isn’t freedom — it’s a handout for a slave so he can survive. How do you climb out of the matrix if you can’t feel it? First you need to understand where you are:
Poverty:
- Financial problems — hardship, loans, constantly in the red.
- Financial survival — enough but always at zero, life is hard, sometimes in the red.
- Financial stability — good job, money for 3+ months.
Middle class, 10% of the population:
- Financial confidence — expenses don’t exceed income, specialist, high-paying skills, 6+ months runway.
- Financial safety — income exceeds expenses, stress starts leaving, 12+ months runway.
The path:
- Financial independence — safety, 24+ months cushion, investments, the beginning of freedom.
- Financial abundance — 1% of the population, assets that generate money.
The goal — end up here.